Legal Stuff

Effective Date: November 1, 2021

Welcome to the Terms of Use for www.corcorancentral.com (The Book of Dan Corcoran) hosted by Wix.

These Terms of Use describe the terms on which you may access and browse through this Website. In order to become a member to this Website, you must read and accept all of these Terms of Use along with Disclaimer. Nothing contained herein shall be deemed to confer any third-party rights or benefits. In the event you do not agree to be bound by these Terms of Use, you may not use nor access this Website or at any time after becoming a member, if you so desire, may opt out of the membership of the online forum.

We reserve the right to modify these Terms of Use at any time, and without proper notice, by posting amended Terms of Use on this Website. Your use of this Website indicates your acceptance of the amended Terms of Use.

Therefore, for your own interest, you are advised to go through the Terms of Use periodically.

1. This Website, under the name and style “www.corcorancentral.com” is an online forum in the form of medium that has been formed to enable visitors, including Current or Potential Customers, Alliance Partners, friends or Potential Alliance Partners, Financial and Industry Analysts, Investors, Vendors / Suppliers, Media & Journalists, Job seekers, Current and Former employees, Researchers or Academicians, and others, to gather information about Corcorancentral and to interact with Corcorancentral by sharing their queries through the website contact forms.

2. The membership of this Website is available to all filling the website Contact Us, Event Registration or Information Download form(s). The member / user of the website, having the some privilege rights for downloading exclusive information like White Papers. The rights of the membership is purely on the discretion of Corcorancentral and site administrator. Users/Members cannot have more than one active account. Further, Users/Members are not entitled to sell, trade or otherwise transfer their membership to any other person/entity. If you do not qualify, you must not opt to become member of this online forum.

3. You understand and agree that Corcorancentral reserves all rights to immediately terminate/remove your membership and access to this Website without prior notice and showing any reason, if it suspects breaches or violations of these Terms of Use or other incorporated agreements/guidelines or requests by law enforcement or other government agencies or unexpected technical issues or problems or any other reason that Corcorancentral reasonably believes good for such termination/removal. You further understand and agree that all terminations shall be made in Corcorancentral’s sole discretion and that Corcorancentral shall not be liable to you nor any third party for any termination of your account or access to this Website.

4. We may conduct surveys, polls, contests on this Website from time to time. The opinion / Responses from Members will kept confidential. In case of contests, the winner information and prize(s), if any, will be sent through post/courier to the recipient’s registered address as captured in this Website.

5. The use of this Website is governed by these Terms of Use along with Disclaimer of this Website. Corcorancentral may refuse membership to any user for any or no reason without prior notice.

6. Member is and shall be responsible for maintaining the confidentiality of his/her password and account, and is/shall be fully responsible for all activities that take place under his/her password or account with or without member’s knowledge. In the event member provides his/her login and password details to another person, member’s privileges may be suspended temporarily or terminated. Member agrees to immediately notify to Corcorancentral of any unauthorized use of password or account of any other breach of security. Corcorancentral cannot and shall not be liable for any loss or damage arising from member’s not complying with the provisions of this section.

7. During the course of using this Website, members/users may provide information about themselves which may be visible to certain other members/users. You understand and agree that by posting comments, materials and content on the site including without limitation feedback and other communications irrespective of nature shall be deemed to be non-confidential and member is granting to Corcorancentral a royalty-free, non-exclusive, perpetual, irrevocable transferable license (with the right to sublicense) to use, copy, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part) and distribute such content for any purpose, commercial, advertising, or otherwise, on or in connection with this Website or the promotion thereof, to prepare derivative works of, or incorporate into other works, such content, and to grant and authorize sub-licenses of the foregoing. Additionally, you understand and agree that Corcorancentral retains the right to excerpt, translate or reformat any materials submitted by you. You understand and agree that Corcorancentral is free to depict, distribute and publicly display such materials, communications and feedback without any kind of limitation or obligation including without limitation member’s name and image. Corcorancentral shall be free to use any concepts, ideas, know-how or techniques contained in such materials or communications or feedback for any purpose. Opting to become member of Website will be construed as agreeing to these Terms of Use along with Disclaimer.

8. You understand and agree that all information publicly posted or privately transmitted through this Website is the sole responsibility of the person from whom such content originated and that Corcorancentral shall not be liable for any errors or omissions in any content. You understand and agree that Corcorancentral cannot guarantee the identity of any other Users/Members with whom you may interact in the course of using/becoming the member of this Website. Corcorancentral cannot guarantee the authenticity of any data which users may provide about themselves or relationships they may describe.

9. Endorsing the global nature of the Internet, you agree to comply with all applicable laws/local rules including without limitation the rules with regard to online conduct and acceptable content.

10. You understand and agree not to use this Website to:

    • Post/upload content or initiate communication which are unlawful, obscene, discriminatory, libelous, abusive or otherwise objectionable

    • Undertake any illegal activity, including but not limited to violation of applicable laws or conspiring to violate laws

    • Falsely state, impersonate or otherwise misrepresent your identity in any manner whatsoever including but not limited to the use of a pseudonym, or misrepresenting your current or previous positions and qualifications, or your affiliations with a person or entity, past or present

    • Upload, post, email or transmit or otherwise make available any content or initiate communication that infringes upon patents, trademarks, trade secrets, copyrights or other proprietary rights of respective owners

    • Upload, email, transmit, post or otherwise make available any unsolicited or unauthorized advertising or promotional materials, junk mails, spam, chain letters, pyramid schemes or any other form or solicitation

    • Upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment

    • Stalk or otherwise harass other Users/Members

    • Collect or store personal data and content of other Users/Members

11. You understand and agree that you shall also adhere to the following guidelines while uploading/posting any content/material on this Website:

    • The content/material provided must be original and not copied from third party resources

    • If quotes are to be included that these must not exceed a paragraph and authorship must be attributed to the author of the paragraph

    • The user/member/contributor is solely responsible for content/material provided to this Website and undertakes that the content/material provided does not infringe any third party copyright

    • The user/member/contributor agrees that content/material provided also does not violate any laws relating to communal harmony, defamation, and obscenity etc.

    • The user/member/contributor agrees not to provide any content/material which may violate his company / institution / entity’s ethical/ legal guidelines/ code of conduct

    • In consideration of participating as a user/ /Contributor/ member, by providing content/material, the /contributor/ member agrees that Website / Corcorancentral is provided a non-exclusive, perpetual, irrevocable, worldwide license to publish the content so provided in any form whatsoever.

12. Corcorancentral makes no warranty that:

• The access to this Website will be uninterrupted, timely, secure or effort-free

• The results that may be obtained from the use of this online forum will be accurate or reliable

• Any material downloaded or otherwise obtained through the use of this online forum is done at your own discretion and risk that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material

• Any use in any manner of manual or automated software, devices, techniques or other processes/procedures to “crawl” or “spider” any web pages contained in this Website is strictly prohibited. You understand and agree not to supervise, monitor or copy or allow other to supervise, monitor or copy web pages or the content of this Website. You understand and agree not to frame or edit or otherwise replicate the appearance or features or functions of this Website. You understand and agree not to take any action or allow any one to do so that hinders or obstructs or interferes with the working of or places an inappropriate load on our infrastructure to host this Website.

• Corcorancentral reserves the right to screen, filter and/or monitor information provided by you and to edit, refuse to distribute or remove the same. Since we do not have the ability to, control or actively monitor content we don’t guarantee its accuracy, integrity or quality. Because community standards vary and individuals sometimes choose not to comply with our policies and practices in the process of using our Website, you may be exposed to content that you find offensive or objectionable. You can contact brand@corcorancentral.com to let us know of content that you find objectionable. We may investigate the complaints violations of our policies that come to our attention and may take any action that we believe is in compliance with prevalent law, appropriate, including without limitation to issuing warnings, removing the content or terminating accounts and/or memberships. However, because situations and interpretations vary, we also reserve the right not to take action. Under no circumstances will we be liable in any way for any content, including but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of, access to, or denial of access to any content on the Website.

• Any information submitted by you must be personal and relate specifically to you. You hereby warrant that the information, which you submit and/or distribute, will not infringe the intellectual property, privacy or any other rights of any third party, and will not contain anything which is libelous, defamatory, obscene, seditious, indecent, harassing or threatening. If relevant, Corcorancentral reserves the right to screen, filter and/or monitor information provided by you and to edit, refuse to distribute or remove the same.

• By accepting these terms of use you also agree to fully indemnify Corcorancentral and its parent, subsidiaries, affiliates, directors, agents, and employees from any claims, civil or criminal, arising against Corcorancentral, from any posting attributed to your Subscriber identity and arising out of your breach of the Terms of Use and policies or documents they incorporates by reference, or your violation of any law, rules or regulation. You also agree that Corcorancentral is not responsible for any objectionable posting as more fully set out in these Terms of Use.

• Corcorancentral cannot accept responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft, destruction, alteration of, or unauthorized access to entries, or entries lost or delayed whether or not arising during operation or transmission as a result of server functions, virus, worms or other causes outside its control.

• You accept that any claims arising against Corcorancentral shall be subject to the exclusive jurisdiction of the courts in Charleston County, South Carolina and the laws of the United States and the State of South Carolina shall apply therein.

• Users/members are requested to refer to Disclaimer displayed separately on the relevant page(s) of this Website. Your usage of this Website shall be construed and deemed as an acceptance of these Terms of Use and Disclaimer displayed on relevant pages and amended from time to time. It is also understood that your acceptance of the Disclaimer will amount to a waiver by you in respect of any claims that you may have against Corcorancentral arising from the content posted herein, your usage of this Website or interaction with any other User/Member, back end team member, room editor, and mentor associated with this Website.

• You accept that any claims arising against Corcorancentral shall be subject to the exclusive jurisdiction of the courts in Charleston County, South Carolina and the laws of the United States and the State of South Carolina shall apply therein.

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Privacy Statement

What does this Privacy Statement cover?

This Privacy Statement applies to any personal data We may process about you that maybe collected directly from you when you interact with Us or from third parties, such as when you:

• Visit our public-facing Corcorancentral branded websites and other online services including social media pages;

• Send or receive communications from/to us, including emails, phone calls, texts or faxes;

• Use our products and services (for example, as an employee of one of our customers who provided you with access to our products or services) to the extent that We are acting as a controller of your personal data. You should be aware that processing of personal data is required for receiving certain products or services;

• Access downloadable applications from mobile devices with respect to which this Privacy Statement is linked

• Register for, attend, or take part in activities such as events, webinars, training, campaigns, or contests;

• Visit our offices

For further information on what cookies We use on our Corcorancentral branded websites please visit our Cookie Policy.

This Privacy Statement will be available via link on all sites and services which it covers. Other Corcorancentral websites, apps, or online services may collect and use personal data about you for different purposes and will accordingly publish a separate policy statement/ terms and conditions specific to the processing activity. Our websites and services may contain links to other websites, applications and services not owned by Corcorancentral and We do not control the content or privacy practices of those sites. The information practices of other services, or of social media platforms that host our branded social media pages, are governed by their privacy statements, which you should review to better understand their privacy practices.

Our websites and offerings are directed to people in their personal capacities. They are not intended for children under 16 years of age. We do not knowingly solicit information online from, or market online to, children under 16 years of age. If you are a parent or guardian and believe your child has provided Us with personal data without your consent, please contact Us as indicated below and We will take steps to delete their personal data from our systems.

This Privacy Statement does not apply to the extent We process personal data in the role of a data processor or service provider, including personal data processed on behalf of our customers.

What personal data do We process?

For the purposes of this Statement, ‘Personal Data’ means any information about you from which you can be identified, whether derived from that information on its own or when combined with other information, that We or another party may hold about you.
Types of data: Depending on the nature of your interaction with us, this information may include business contact details (such as name, title, company, email addressor telephone number), the content of your communication, information about how you use our website and our products or services, your feedback, interests in our products and services, and any publicly available information relevant from a business-to-business perspective. In addition, this may include information about your computer and about your visits to and usage of this site, such as your Internet Protocol (IP) address, your computer’s operating system and browser type, and information collected via cookies.

This may also include collecting personal data about you from a third party who is authorized to act on your behalf or from third party services that you use to interact with our services. We may also collect your personal data from other sources such as public databases, joint marketing partners, and social media platforms, to the extent permitted by applicable laws.

If you provide Us with any personal data relating to other individuals, you represent that you have the authority to do so and, where required, you have obtained any necessary consent. You acknowledge that this personal data may be used in accordance with this Privacy Statement.

When using a Mobile App published by Corcorancentral, in addition to contact information, We or Our service providers (such as mobile operating system and platform providers) may also collect information relating to your device, including your device model, operating system, browser type, unique device identifier, IP address, mobile phone number, mobile network carrier, location, and the way you are using the Mobile App. The information collected will depend on the functionality of the specific Mobile App you are using. If any other information is collected relating to your use of a Mobile App, such information will be specified in the Mobile App.

Why do We process your personal data?

We process your personal data for specified and lawful purposes only and in accordance with the applicable data protection laws.

Your personal data will be processed by Corcorancentral for the following purposes:

Legal basis

Why We process your data

Legitimate interest

Providing, developing, and improving our products, websites and services and assessing and improving user experience

To prevent fraud or criminal activity and to safeguard the security of our interest including our websites and services

Identifying and assessing customer interest and opportunities

Providing reference materials (whitepapers, vision documents etc.) and managing corporate event registration and attendance

To the extent permitted by applicable laws and regulations, conducting marketing activities, including sending or displaying product and services-related materials, managing user and event registrations

Recording phone and/or video calls and chats for training, quality assurance and administrative purposes

Registering office visitors

For taking steps at your request prior to entering into a contract and/or for performance of a contract

To provide and deliver our products and services, including managing our licenses, registrations, subscriptions, user access, capacity, billing/payments, support, purchases, etc.

To provide you with requested materials, information, when you interact with Us, answer your queries

Managing contests or promotions

Managing billing and payments

Compliance with Legal Obligations

To comply with legal obligations to which We are subject, such as keeping records for tax, employment, social security and immigration law purposes, or providing information to a public body or law enforcement or government agencies

Consent

Subject to local data protection regulations, where consent is required to:

Send you marketing communications (unless you have objected to or opted out of such communications)

Call or send you communications to discuss your products or services or provide you with offers and trials

To customize individuals’ online experience and improve the performance, usability and effectiveness of Corcorancentral’s online presence

Collecting and processing information from your mobile device

How long do We retain your personal data?

We retain your personal data for as long as it is necessary to fulfill the purposes for which it was collected, or longer if required to fulfill our legal and contractual obligations.After expiration of the retention period, your personal data will be deleted. If We are unable to completely delete the personal data from our systems, We will ensure that there are appropriate measures in place to secure the information and protect it from further use.

What are your rights and how can you exercise them?

Depending on your relationship with Corcorancentral and in line with local data protection laws, you may have several rights in relation to your Personal Data such as access, rectification, erasure, restriction of processing, objection, withdrawal of consent, not to be subject to decisions based on automated processing, opt out of marketing communications, etc. Please note, these rights are subject to exemptions and may not apply in all circumstances. If you wish to exercise these rights, Corcorancentral will provide you with the requested information or will action your request within one month after receipt of your verified request, subject to any extensions that may be required and communicated to you.

You can use the following channels to exercise your rights or request more information about your rights:

• Submit your requests on the Data Subject Request Portal which can be accessed here : Data Subject Request.

• If you have any comments or inquiries, you may contact Corcorancentral’s Privacy Office via privacy@corcorancentral.com

• You may opt out of marketing communications by clicking on the “unsubscribe” link located on the bottom of all Corcorancentral marketing emails, or by replying ‘STOP’ if you receive any Corcorancentral SMS communications. Please note that you may continue to receive transactional or other business communications that are associated with our business relationship with you.

With whom do We share your personal data?

We may transfer or share your Personal Data with third parties such as our service providers and vendors, business partners, professional and corporate advisors, public or government authorities including law enforcement, network providers, third party websites, and our affiliates or subsidiaries.

Corcorancentral may also transfer your personal data to any of its global affiliated entities or subsidiaries. Unless you are otherwise notified, any transfers of your personal data from within the European Economic Area (EEA) to third parties outside the EEA will be based on an adequacy decision or as governed by the standard contractual clauses (a copy of which can be obtained through the contact information included below). Any other non-EEA related transfers of your personal data will take place in accordance with the appropriate international data transfer mechanisms and standards.

When required, Corcorancentral may disclose your Personal Data to external law enforcement bodies or regulatory authorities, in order to comply with legal obligations. We may also disclose your personal data where mandated by law and as further required when Webelieve in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

If We are involved in a merger, reorganization, dissolution or other fundamental corporate change, We may need to share your information with a third party, in compliance with applicable laws.

How do We safeguard your personal data?

We use a range of security measures to protect your personal data from unauthorized or unlawful access, loss, disclosure, or alteration, including technical, organizational and physical measures. We have sufficient controls, policies, procedures and guidance to ensure security of personal data is maintained at all stages of its lifecycle

How can you contact Us if you have any questions?

If you have any questions about this Privacy Statement, you can contact the Global Privacy Office via privacy@corcorancentral.com.

How will We update this Privacy Statement?

We may amend this Privacy Statement from time to time. If We materially change our Privacy Statement, We will update the “Effective Date” at the top of the Privacy Statement and We may provide notice prior to the update taking effect by posting a notice on our website or, where required by law, by providing you with notice of such updates.

Disclaimer

Legal Disclaimer

Corcorancentral(“Corcorancentral”) makes available information and materials (the “Information”) on www.corcorancentral.com, subject to the Terms of Use and this Disclaimer. This Disclaimer governs the use of our Website; by accessing this Website, you agree to the terms and conditions as outlined in the Terms of Use and this Disclaimer. If you disagree, please do not access this Website. We reserve the right to modify the Terms of Use and/or Disclaimer from time to time without any notice and at our sole discretion by posting amended Terms of Use and Disclaimer on this Website. By using this Website after the changes / modifications have been posted you agree to accept those changes / modifications, whether or not you have reviewed the changes / modifications.

What is a cookie?

Except as specifically permitted herein, no portion of the Information on this Website may be reproduced in any form or by any means without the prior written permission from Daniel Timothy Corcoran, Jr.

Trademarks

Corcorancentral, and other Corcorancentral graphics, logos, and service names including “corcorancentral.com” are trademarks of Daniel Timothy Corcoran, Jr. Except as specifically permitted herein, these Trademarks may not be used without the prior written permission from Daniel Timothy Corcoran, Jr. All other trademarks not owned by Daniel Timothy Corcoran, Jr. that appear on this website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Daniel Timothy Corcoran, Jr (corcorancentral.com).

Use of Website Information

Subject to the terms and conditions set forth in the Terms of Use and this Disclaimer, Corcorancentral grants you a non-transferable, non-exclusive, restricted and limited right to access, use and display this Website along with the contents. You agree and acknowledge that you will not interrupt or attempt to interrupt the functioning of this Website in any manner whatsoever and shall use & access this Website in accordance with the terms and conditions stated in Terms of Use and this Disclaimer.

Except as otherwise indicated elsewhere on this Website, you may view, copy, print, and download the Information available on this Website subject to the following conditions:

• The Information may be used solely for personal and informational purposes

• The Information may not be modified or altered in any way

• Any copy of the Information or portion thereof must include the copyright notice above and this permission notice. You must contribute all content taken by you from this Website to Corcorancentral

• The Information shall not be disclosed to any other person(s)/entity(ies) unless they are given notice of, and they agree to accept, the obligations arising under the Terms of Use

• You shall also agree to abide by all additional restrictions displayed on this Website and as may be updated from time to time

• Corcorancentral reserves the right to revoke such authorization at any time, and any such use shall be discontinued immediately upon written notice from Corcorancentral.

• Information specified above does not include the design or layout of this Website. Further, you agree to comply with all copyright and other intellectual property laws worldwide in your use of this Website and to prevent any unauthorized copying of the Information

• By sharing any contribution (including without limitation any text, photographs, graphics, video or audio) with Corcorancentral or this Website you agree to grant Corcorancentral / Website, free of charge, permission to use the material in any way Corcorancentral wishes (including modifying or deleting it). In order that Corcorancentral / Website can use your contribution, you confirm that your contribution is your own original work, is not defamatory and does not infringe/ violate any relevant laws (including but not limited to laws relating to communal harmony, sedition etc.) and that you have the right to give Corcorancentral / Website permission to use it for the purposes specified above.

Links to third party Websites

This Website may contain links to third party websites, which are not under the control of Corcorancentral. Corcorancentral has no responsibility or liability for and makes no representations whatsoever about any other website that you may have access to through this Website. These linked sites are only for your convenience, and therefore, you access them at your own risk. The inclusion of such links does not imply that Corcorancentral endorses or accepts any responsibility for the content or uses of such websites. Nonetheless, Corcorancentral seeks to protect the integrity of its website and the links placed upon it, and therefore requests any feedback on not only its own site, but also third party links as well.

Indemnification

By accepting this Disclaimer, you agree to indemnify, defend and otherwise hold harmless Corcorancentral, its officers, employees, agents, subsidiaries, affiliates and other partners from any direct, indirect, incidental, special, consequential or exemplary damages resulting from:

• Your use of this Website

• Your breach of the Terms of Use, Disclaimer and policies or documents they incorporates by reference, or Your violation of any law, rules or regulation.

• Any other matter relating to this Website. Any business transactions which may arise between the Users/Members from their use of this Website are the sole responsibility of the Users/Members involved.

Warranties and Disclaimers

Corcorancentral does not warrant the information on this website, which is provided “as is” without warranty of any kind, including, without limitation, any warranty of design, merchantability or fitness for a particular purpose, and without warranty as to non-infringement or the performance or results you may obtain by using the information. The entire risk as to the results and performance obtained from using the information on this website is assumed by you. Corcorancentral does not assume responsibility for any errors or omissions in the information or documents which are referenced by or linked to this website.

Corcorancentral makes no warranty that:

• This website will meet your requirements,

• The content/material on this website will be uninterrupted, timely, secure or error free,

• The results that may be obtained from use of this website will be accurate or reliable,

• The quality of any content/material or other information obtained by you through this website will meet your expectations, and

• Any errors in the software will be corrected.

Any material downloaded or otherwise obtained through the use of this website is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

No advice or information, whether oral or written, obtained by you from corcorancentral or through or from this website shall create any warranty not expressly stated in this disclaimer.

References to companies and information about them and their services and products are provided “as is” without warranty of any kind, either express or implied. In no event shall Corcorancentral be liable to you or any third party for any incidental, consequential, indirect, special, or

exemplary damages, including, without limitation, loss of business, lost profits, business interruption, loss of business information or any pecuniary loss, arising out of, in connection with, or relating to the use or performance of the information referenced by or linked to this website, even if Corcorancentral has been advised of the possibility of such damages. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

This website and the information contained therein could include technical or other inaccuracies or typographical errors. Corcorancentral periodically changes the information herein which will be incorporated into new additions of the website. Corcorancentral may make improvements and/or changes information described in this website at any time and without prior notice.

Governing Law

By accessing this Website, you agree that the foregoing as well as any dispute raised regarding this Website or Corcorancentral (in relation to this Website) is subject to the laws of the United States of America and the State of South Carolina. The United States of America shall have the exclusive jurisdiction on any dispute that may arise out of the use of this Website.

General

Corcorancentral, its mark and logo and other logos and names are Trademarks of Corcorancentral. You understand and agree not to display or use these Trademarks in any manner without Corcorancentral’s prior written permission. The section titles of this Disclaimer are displayed for convenience only and have no legal effect. Please send any questions or comments, or report violations with regard to this Website to brand@corcorancentral.com

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